Record your concern
Briefly describe your current financial situation and your goal – whether it's budget planning, a savings strategy, or initial orientation.
How it works
Briefly describe your current financial situation and your goal – whether it's budget planning, a savings strategy, or initial orientation.
We review your income, expenses, and reserves. All information remains confidential and serves only your personal overview.
Based on the analysis, you receive a tailored proposal – with concrete steps for budget optimization or wealth building.
You implement the measures at your own pace. We are available to assist you via email or phone if you have any questions.
After three months, we review your progress. The plan is updated as needed – so you stay on track long-term.
Practical features that help you organize, understand, and purposefully plan your finances.
Discover All FeaturesRecord your monthly income and expenses and see immediately where your money goes. The calculator shows you potential savings based on your personal data.
Result: Clarity about your financial situationCalculate your individual target amount for financial emergencies – depending on your lifestyle, fixed costs, and security needs. Includes a monthly savings plan.
Result: A concrete savings goal in 12 monthsSee how inflation affects your savings. Enter an amount and a time period – the calculator shows the real purchasing power in the future.
Result: Understanding of preserving your wealthChoose between the snowball and avalanche methods. The planner prioritizes your liabilities and shows how you can become debt-free faster with regular repayments.
Result: A clear roadmap to debt reliefYour Advantages
With our step-by-step guide, you create a personal budget that fits your lifestyle. No Excel spreadsheets, but a clear system.
Includes a printable template.We show you how much money you really need for unexpected expenses – and how you can save it without sacrifice. Three to six months of expenses are realistic.
With concrete savings plans for your income.Learn how to protect your savings from devaluation. We explain the connections between inflation, interest rates, and your purchasing power – without jargon.
With a calculator for your personal inflation rate.Whether credit card, overdraft, or installment purchase: We help you create a realistic repayment plan. You'll see exactly when you'll be debt-free.
Includes a prioritization strategy for your liabilities.Many people pay too much or are inadequately insured. We show you which policies are truly important and where you can save – without risk.
Checklist for your personal insurance needs.The earlier you start, the more your money benefits from compound interest. We explain the different models and help you find the right strategy.
With a comparison of common retirement products.Whether it's your first budget plan or a long-term strategy – we support you with understandable tools and well-founded information. Choose the offer that best fits your current life situation.
Still unsure? Our starter guide helps you find the right focus.
Go to Orientation CheckMonthly template for the 50/30/20 split, including an expense tracker and a short video introduction. Ideal for a first overview of your finances.
Extended budget template with savings goals, emergency fund calculator, and quarterly check-in. Includes a personal analysis of your spending patterns via email.
Comprehensive annual planning with inflation protection analysis, asset class comparison, and two personal consultation sessions. For those looking to secure their wealth long-term.
Shared budget template for multiple people, including expense splitting and joint savings goals. Includes a guide for financial conversations within the family.